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How do I choose a health care plan that will work for my family?

Choosing a health care plan to meet family needs can be difficult. It can be even more difficult when families have to consider someone with special health care needs. Purchasers need to evaluate how each competing health care plan is designed to offer basic preventive and primary care services, as well as, chronic care services so they can make informed choices.

After reviewing a variety of internal and external resources, Special Health Care Needs has compiled this Health Care Plan Features Comparison Checklist, Health Insurance Glossary, and Insurance Facts for Missourians with Special Health Care Needs. This Health Care Plan Features Comparison Checklist is designed to assist families in determining what services are covered, limitations that apply to certain services, applicable co-pays, and what prior approval is required. Purchasers can use the sample form to compare each plan option.

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